Route 1: Choose your cozy “engine” (hobby + reason to investigate)
Decide what your protagonist does when she isn’t investigating. Cozy readers expect competence in a non-detective domain. Examples: a baker (sourdough schedule, seasonal flavors), a cat sitter (house visits, feeding routines), a knitter/crafter (guild meetings, shared supplies), a librarian/bookshop owner (collections, donations, recordkeeping), a gardener (plant swaps, greenhouse access), or a holiday organizer (decor requests, event logistics). Then invent a plausible trigger that forces her to look closer. Key craft move: the reason to investigate must arise from her ordinary life, not from “I felt like it.” Make it specific. If the trigger is grief, tie it to her community: she’s organizing a fundraiser for the victim’s family. If the trigger is professional, tie it to repeat visits: she handled the victim’s pet, sold her a rare book, delivered her a custom order, or maintained her garden. Also plan your relationship to authority. In cozies, police may exist but your sleuth can’t be a detective. Keep her information network in the civilian world. She can share what she learns, but she doesn’t need to “outsmart” sworn officers with technical forensics. She outsmarts through observation, pattern recognition, and social access.